![]() One of these is FEMA's Homeowner's Guide to Retrofitting.įloodplain Development Permit RequirementsĪll development within the City of Norman’s floodplains requires a floodplain permit. Many of these will inform you about retrofitting techniques and help you decide which is best for you. There are several good references on retrofitting available from the Public Works Department or FEMA’s website. "Wet floodproofing" to modify the structure and relocate the contents so that when flood waters enter the building there is little or no damage. “Dry floodproofing” to make the building walls and floors watertight so water does not enter. “Retrofitting” means altering your building to eliminate or reduce flood damage.Įlevating the structure so that flood waters do not enter or reach any damageable portion of it.Ĭonstructing barriers out of fill or concrete between the building and flood waters. If the floor level of your property or structure is lower than the Base Flood Elevation (BFE) as shown on the City’s Digital Flood Insurance Rate Map (DFIRM), consider ways to prevent flooding from occurring such as retrofitting your home or building. Various alternatives are available to help minimize flooding. ![]() Rather than waiting for a flood to occur, you can act now to protect your property from flood damage. Notice to Lending, Real Estate, or Insurance Agents If a home or building is located in the SFHA, the agency or lender is required by law to require the recipient to purchase a flood insurance policy on the building. For information about flood insurance rates, please contact your local insurance agent. This requirement affects loans and grants for the purchase, construction, repair, or improvement of any public or privately owned buildings in the SFHA including machinery, equipment, fixtures, and furnishings contained in the homes and buildings. Mandatory Purchase Requirement: The mandatory purchase requirement applies to all forms of federal or federally related financial assistance for homes and buildings located in the SFHA. Please visit the FEMA website, or contact the City of Norman for further information. Norman is a Class 6 Community, which results in a discount of flood insurance premiums for structures in the Special Flood Hazard Area. Norman’s floodplain ordinance standards are above FEMA’s minimum requirements, which allows Norman to participate in FEMA’s Community Rating System (CRS) program. Remember, there is a 30 day waiting period before the policy becomes effective, and it must be renewed every year. Flood insurance policies are available to cover the building's structure and its contents. The purchase of flood insurance is highly recommended. Some people have purchased flood insurance because it was required by the bank or mortgage company when they obtained a mortgage or home improvement loan. The City of Norman participates in the National Flood Insurance Program (NFIP), which means that federally subsidized flood insurance is available to everyone in the City. Traffic Controls - What you should knowīasic homeowner’s insurance policies do not cover damage from floods.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |